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Best AI receptionists for insurance agencies

Every missed call is a policy shopping elsewhere. These AI receptionists answer, qualify, and book — after hours included.

Ranked by price transparency, feature depth, setup effort, and insurance specificity. How we rank

#1

Gail

AI receptionist and phone agent for insurance agencies.

$425/moAI Phone Agents

#2

Smith.ai

AI + human virtual receptionists for small businesses.

From $150/mo (free tier)AI Call Centers

#3

Featured

Sonant AI

AI phone agents purpose-built for insurance agencies.

Quote-basedAI Phone Agents

#4

CloudTalk

AI-powered cloud call center, from $99/mo.

From $99/moAI Call Centers

#5

Sera by Twig

AI receptionist built for independent insurance agencies.

From $49/moAI Phone Agents

The bottom line

Gail is the flat-rate insurance specialist. Smith.ai adds human backup for tricky callers. Sonant AI goes deeper on insurance workflows. CloudTalk wins when you also need to replace the phone system itself. Sera by Twig is the budget pick at $49/mo if you don't need AMS write-back.